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"Однажды в Чукурова 128 серия сериал 2021 свежий сериал"
02/01/22 Однажды в Чукурова 128 серия онлайн.



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[weinman]

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[Donaldsew]

The article examines 2020 post-crisis results and 2021 trends in FinTech regulation development. FinTech, being a relatively new term, has become a completely new industry, which combines rapidly developing technologies and financial products (including digital assets) or services. The year 2020, despite the pandemic and localization (and maybe even more so), seems as significant, if not more so, for market change and further development. The world has changed, and new technologies are vital for successful competition among financial players and even for their survival. Most of the leading international financial centers have focused on regulating FinTech and the use of innovations in classic highly regulated areas. In the article we address the pros and cons of technology regulation and make a comparative analysis of the leading revolutionary trends. The most revolutionary developments have appeared in smaller European countries, which the leaders are forced to follow. Law harmonization has become a natural step. Forward for Europe to regulate blockchain businesses and to agree on terminology and risk prevention measures for innovation support. The research examines the development and regulation of FinTech in such jurisdictions as Switzerland, Malta, Liechtenstein, Gibraltar and the United States. The approach is interdisciplinary, linking Russian legal norms, applicable rules, and expected results. The main methods used in the research are analysis, comparative-legal, and formal-legal methods. FinTech, being a relatively new term, has become a whole new industry that combines rapidly developing technology (blockchain, artificial intelligence (AI) and machine learning, Internet of things (IoT), big data, etc. ) and financial products (including digital assets) or services. Considering this issue in the context of the current situation and post-crisis results analysis, it would be useful to revert to previous experience, specifically the year 2008. Apparently, the crisis then gave rise to new FinTech products and projects, an innovation initiative. The renewal of banking, insurance, payment systems, lending, and other activities in the financial world (Arner et al. , 2016). 2020, despite (or maybe even more due to) the pandemic and lockdown, seems to be as significant — if not even more so — for the market change and further development. The world has changed, and new technologies are vital for successful competition between and even the survival of financial players. Most leading international financial centers have paid a lot of attention to regulation of FinTech, largely as a special block — blockchain and digital assets, accordingly, and the use of innovation in the classic highly regulated areas. The regulatory update has been welcomed in light of the social and economic impact of the financial crisis. The experiences of reasonable regulators over recent years (2017–2020) support legal improvements in this regards; for example, blockchain related projects in Switzerland or Singapore have resulted in the market revival, new local and foreign investments, and new international collaboration opportunities too. This year’s crisis has shown the great need for cooperation and the legal grounds for this, as well as a harmonization of standards and procedures in the financial world, alongside other such matters. The European Union Commission has recently announced its goal to complete its work on digital finance, in particular, to introduce a clear definition for cryptocurrency into European law. As the Commission Executive Vice President Valdis Dombrovskis highlighted this June, a “lack of legal certainty is often cited as the main barrier to developing a sound crypto-asset market in the EU. This is a good chance for Europe to strengthen its international standing and to become a global standard-setter, with European companies leading new technologies for digital finance”. Among the pioneers of new local regulatory developments within the EU have been Malta and Liechtenstein, as examples, but the rules then were valid only for a single country territory; now, the whole EU market should be covered. The pandemic outburst has only proven the importance of new efficient cross-border mechanisms, new technology implementation, and common international standards and rules. Often, new FinTech regulation concerns the use of DLT or new financial assets built on and transferred via blockchain.

[Haroldepire]

Trends

This essay presents the main trends of changes in the labor market in connection with the digitalization of the world economy. The interrelated problems of increasing labor productivity, reducing workplaces, and ensuring effective demand are considered. The authors propose considering digitalization as a way of promoting creativity in workplaces, albeit having a delayed effect due to the lag in time for the establishment of a world new economic order, during which services are becoming the main product. Digital platforms and ecosystems are the main actors in the global economy. Creativization is a new term suggested by the authors. It means a workplace that is being transformed by digitalization. Monotonous work processes are replaced by intellectually. Intensive operations, art elements, and unique high-performance activities. In this essay, we would like to share our observations of changes in the labor market. During the period of mass digitalization of business, government, and society in the world. When labor market and wage reforms began in China. It was difficult to imagine that the labor market would change so rapidly in a few decades. This situation is limited, however, in terms of China’s population. Average age, and the prevalence of young people in the total population. For example, to provide the population with income. It is necessary to create about 10–15 million new jobs annually. If the trend of population growth continues. The demand for new workplaces may increase even more. However, the opposite effect has a gradual decrease. In the share of young people in the working-age population. Chairman Xi Jinping has pointed out that “we should take advantage of the historical opportunities. The digital economy provides to increase the medium and long-term growth potential of the global economy”. According to Premier of the State Council Li Keqiang. The post-COVID development of the Chinese economy is already showing positive signals of revival. In April, for the first time since the beginning of the year, industrial production in the country showed an increase of 3%. China aims to create more than 9 million new workplaces this year. Unemployment will be kept at 6 %. Another important limiting component is the level of the digitalization of the economy. For example, in accordance with the definition of a digital economy provided by the OECD methodology. China’s digital economy forms about 6 % of the country’s GDP. The Chinese officials have set a goal to increase the share of GDP. Made from the digital economy to 50 % by 2030. In terms of the digitalization of the economy, China demonstrates the global average. It adds to the discussion about choosing the development path through either a free or a regulated market economy. A free market economy, as is well known, is characteristic for Western countries. Whilst a regulated market economy is characteristic for Eastern countries. Undecided about either path of development, countries are trying to alternately implement both models, in search of a recipe for overcoming the global economic crisis (caused largely by the coronavirus pandemic). A free-market economy, through self-regulation, forms a new economic order due to increased unemployment. A decrease in the price of labor, which gives hope for the creation of new workplaces. A new round of economic growth based on the digitalization of the economy. Institutionally, this is expressed in the creation and dominance of digital platforms. Ecosystems in the market that can significantly increase the efficiency of production operations in the value chain. The regulated market economy — the model of which has been implemented. In China in its most complete form. Provides for enhancing government participation in creating new workplaces. Increasing employment and launching new economic growth through effective demand. In both models, as can be seen, the central point belongs to the labor market. That is, through it a new round of economic growth will be carried out. Albeit due to different instruments and, accordingly. With different consequences for the income of the population. The level of their life satisfaction. Highly developed Western countries can afford a more “brutal”. It faster way to ensure economic growth, as poverty is understood in very different ways in Western and Eastern countries. The population of rich countries during a period of unemployment receives benefits from the state, which significantly exceeds wages in the Eastern countries. It could be countered that prices in these countries for food and utilities differ significantly. We agree with this only in part, since the possibilities for rich countries to support the poor are higher.